CONTACT US
Envelope Facebook Instagram
CALL US
Commercial Equipment Financing | $0 Down, 0% APR for 60 Months on Kubota | PDQ Equipment
Get My Quote

Commercial Equipment
Financing Made Simple

$0 Down • 0% APR • 60 Months

On New Kubota Skid Steers, Excavators, Track Loaders & More.

4.9 Google · 1000+ Reviews
Free Jobsite Delivery
Serving SoCal Since 1952
Browse Equipment
Los Angeles213-513-7423 Temecula951-517-2979 San Diego619-363-0440
See What Qualifies

Choose Your Machine. Lock In 0%

Qualified buyers get $0 down and 0% APR for 60 months on these machines. Here is where the payments start.

Kubota KX and U series excavators

KX & U Series

Excavators

Dig footings, trench utilities and work tight along walls and fences with zero tail swing.

from $517/mo
Get Pricing
Kubota SVL series compact track loaders

SVL Series

Track Loaders

Push, lift and grade all day. The machine your crew reaches for first.

from $1,088/mo
Get Pricing
Kubota SSV series skid steer loaders

SSV Series

Skid Steers

Fast, agile and attachment ready. Built for crews moving between sites.

from $860/mo
Get Pricing
Kubota SCL1000 stand-on track loader

SCL1000

Mini Skid Steer

Fits through a gate. Works where no full size track loader can go.

from $712/mo
Get Pricing

Starting payments at 0% APR for 60 months, $0 down, on approved credit. Your machine and options set the final number.

Get Your Real Monthly Payment

Tell us the machine you want. A real person at your nearest PDQ branch sends back your payment, what's in stock and when it can be on your jobsite.

  • Takes about a minute
  • No credit check to get a quote
  • Approval decisions in 24 to 48 hours

Request My Payment

No spam. No bots. Just real people who know equipment.

How It Works

From Quote to Jobsite in Three Steps

No runaround. No pressure. Just a fast path to the machine you need.

1

Choose Your Machine

Tell us the model and attachments you need. We confirm stock across all three Southern California branches.

2

Get Approved

Apply in minutes through Kubota Credit Corporation. Most decisions come back in 24 to 48 hours.

3

Delivered to Your Jobsite

Free delivery within 70 miles. In stock units can be working on your site the same week.

The Financing

Financed Direct Through Kubota, Not A Bank

There is no outside bank sitting in the middle of the deal, which is the whole reason the rate can be zero. Your application goes straight to Kubota Credit Corporation.

The rate is the factory rate

A dealer who sends your loan to an outside bank gets paid on that loan. There is nothing to mark up here. The 0% APR is the published Kubota program, same as every other authorized dealer.

One contract, one payment

Machine, attachments and in most cases sales tax all go on the same 0% contract. You are not stacking a separate loan for the bucket and the breaker.

Pay it off whenever you want

No prepayment penalty. When a big job funds, put it against the machine and be done early. It costs you nothing to do that.

PDQ is an authorized Kubota dealer. We send your application straight to Kubota Credit and most decisions land in 24 to 48 hours.

Get My Payment
Reviews

Trusted by Southern California Contractors

Why PDQ

Why Contractors Buy From PDQ

A family dealership that has stood behind Southern California crews for over seven decades.

Family Owned Since 1952

Three generations serving local contractors.

Full Line Dealer Support

Sales, parts and certified service under one roof for every machine we sell.

One Rep, Start To Finish

The person who quotes you is the person who answers when you call back.

Free Jobsite Delivery

To your jobsite within 70 miles of your branch.

Questions

Commercial Equipment Financing FAQ

Straight answers about qualifying, applying and getting your machine.

Can I finance under my LLC or business?
Yes. Most of our commercial buyers finance through an LLC, S-corp, sole proprietorship or DBA. Kubota Credit Corporation works with business applicants every day. Bring your entity name and we will structure it correctly.
Can I finance attachments with the machine?
Yes. Buckets, augers, breakers, grapples and forks can be rolled into the same loan as the machine, so you finance a complete package at one 0% APR payment.
Can I roll sales tax into the loan?
In most cases yes. Sales tax and select fees can be financed rather than paid up front, which keeps your out of pocket cost at or near zero. We confirm the exact structure on your quote.
How fast is approval?
Most decisions come back within 24 to 48 hours. If you need to move faster, tell us your timeline and we will push the application through as a priority.
Do I need perfect credit to qualify?
No. Kubota Credit approves a wide range of credit profiles, and plenty of buyers who assume they will not qualify end up approved. The fastest way to know is to apply and let us run it.
Can I trade in my current equipment?
Absolutely. We take trades on Kubota and other brands. Your trade value is applied straight to the financed amount, which lowers your monthly. Send us the make, model and hours for a number.
Can I pay the loan off early?
Yes. Kubota Credit financing has no prepayment penalty, so you can pay ahead or pay it off whenever cash flow allows without extra cost.
Does applying affect my credit score?
A full credit application involves a hard inquiry, which can have a small temporary effect. We can talk through your situation before you formally apply so there are no surprises.
Is the 0% APR really from Kubota?
Yes. The 0% APR is a manufacturer program direct from Kubota Credit Corporation, not a third party lender markup. That is why the terms are this strong.
How much do I need for a down payment?
The featured program is $0 down for qualified buyers. A larger down payment or a trade can lower your monthly further if you want it, but it is not required to get started.
Is delivery really free?
Yes. Every purchase includes free delivery to your jobsite within 70 miles of your branch. No hidden freight, no setup surprise.
Which machines qualify for 0% APR?
The offer spans Kubota's commercial lineup, including SVL track loaders, SSV skid steers, KX and U series excavators and the SCL1000 stand-on loader. Availability depends on stock and model, so call to confirm the exact unit.
Can I finance as a new business or owner operator?
Yes. Newer businesses and owner operators can qualify, sometimes with a personal guarantee or a modest down payment. Tell us where you are at and we will find the right path.
What documents do I need to apply?
For most business applications you need your entity name, a driver license and basic business details. Larger amounts may ask for financials. We will tell you exactly what applies before you apply.
Get Started

Ready To Put A Machine To Work?

Send one quick request and a real person from PDQ gets you a payment, availability and delivery timing. No pressure, no bots.

  • $0 down and 0% APR for 60 months
  • Decisions in 24 to 48 hours
  • Free delivery within 70 miles
Los Angeles213-513-7423 Temecula951-517-2979 San Diego619-363-0440

Request a Quote or More Info

No spam. No bots. Just real people who know equipment.

Financing offers are subject to credit approval through Kubota Credit Corporation U.S.A., Inc. Not all applicants will qualify. $0 down and 0% APR for 60 months are available to well qualified buyers on select new Kubota commercial equipment and cannot be combined with certain other offers. Monthly payment examples shown are estimates based on each model's starting manufacturer's suggested retail price (MSRP) financed at 0% APR for 60 months with $0 down, and do not include taxes, title, registration, documentation or other fees, delivery, attachments, or optional equipment. Your actual price and monthly payment will vary based on model, configuration, options, applicable taxes and fees, and creditworthiness. Advertised starting prices reflect base configuration MSRP, are subject to change, and do not represent the price of any specific unit. Larger, cab equipped, or optioned machines cost more. Free delivery applies to jobsites within 70 miles of the purchasing branch. Deliveries beyond 70 miles may incur an additional charge. Offers are for a limited time, apply to in stock units while supplies last, and are subject to change, extension, or cancellation at any time without notice. For current program terms and expiration dates, see dealer or KubotaUSA.com. PDQ Equipment is an authorized Kubota dealer and is not the lender. Kubota, the Kubota logo, and Kubota model designations are trademarks of Kubota Corporation. See dealer for complete details.
Get a Quote

Corona

(951) 381-6800

Escondido

(760) 745-8745

Santa Fe Springs

(562) 944-3206

LA/ Sun Valley

(818) 504-4900

Temecula

(951) 676-5751

Vista

(760) 758-1551